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Split up the cost with Affirm

Make flexible payments at as low as 0% APR with Affirm

Just select Affirm at checkout.

What is Affirm?

Affirm (formerly known as PayBright) is one of Canada's leading installment payment platform, providing shoppers with buy now, pay later solutions at their favourite retailers, both in-store and online.

By selecting Affirm as a payment method at check-out, customers can enjoy their purchase immediately, while spreading their payments over time.

Prequalify before you buy

Get your Affirm spending limit while youā€™re still shopping.

Quick and convenient checkout

Place your order quickly and easily by choosing Affirm as your payment method at checkout. Enter a few details to get an instant decision and complete your purchase.

Easy payments

Affirm will automatically debit/charge monthly payments using your preferred payment method. Available payment methods may vary depending on the payment plan selected.

How do I use Affirm?

1. Select Affirm at checkout

Shop at your favourite stores that offer Affirm and select us as your payment option at checkout.

2. Get set up

Use your mobile phone number and email to set up your Affirm plan within 60 seconds. Subject to credit approval.

3. Enjoy your purchase!

Confirm your payment plan and then youā€™re done! Enjoy your purchase today and break up the cost.

Need help?

Frequently Asked Questions

Cost of Credit Disclosure

Payment options through Affirm Canada Holdings Ltd. (ā€œAffirmā€). Your rate will be up to 0ā€“31.99% APR (where available and subject to provincial regulatory limitations). APR offered is based on creditworthiness and subject to an eligibility check. Not all customers will be eligible for 0% APR. Payment options depend on your purchase amount, may vary by merchant, and may not be available in all provinces/territories.

Payment option terms will be shown at checkout. A down payment (or a payment due today) may be required. Affirm accepts debit cards and PAD as forms of repayment. Select payment options may be eligible for repayment in the form of credit cards.

Please review the terms and conditions of your credit card when using it as a form of repayment. Sample payment options may be: a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR, or 4 interest-free payments of $200 every 2 weeks. Financing offers may vary from time to time and may be amended or cancelled at any time.

SeeĀ https://helpcenter.affirm.caĀ for more information.